What We Do  
 BY&D has been servicing your insurance needs for years. We are built on the principles of providing superior customer service and quality insurance solutions for our customers. As an independent agent, we work with select insurance companies that have proven their performance over the years.

We are dedicated to getting you the best insurance products and services available today to protect you, your family, and your business.  
Personal Insurance  Commercial Insurance
  • Auto
  • Home
  • Renters
  • Umbrella
  • Watercraft
  • Motorhomes
  • Scheduled Property (Inland Marine)
  • Motorcycle
  •  Contractors
  • Manufacturers
  • Retail
  • Wholesale
  • Professional Offices
  • Restaurants
  • Garage & Repair
  • Delivery Services
  • Day Care
Life Insurance  Health Insurance
  • Term
  • Whole
  • Universal
  • Variable (Life & Annuities)
  • Annuities
  • Traditional
  • Short Term
  • Medical Savings Accounts
  • Medicare Supplements
  • Long Term Care
  • Trip/Accident Coverage
Group Insurance 
  • Life
  • Health
  • Dental
  • Payroll Deduction Programs
  • 401k
  • Simple IRA