Auto Rating Factors
Our auto insurance companies use different factors to rate your auto insurance policy. Below are a few examples.

Each company listed below will not only use different factors to determine your premium but they also use different base rates. So the only way to determine which company is best for you is to completely rate your auto and drivers with each company. Fortunately, we have the software inhouse to make these complicated calculations. Give us a call, or complete our quote request form and we will be happy to provide you with a comparison.
Contact us today for more information about Auto Insurance or fill out our online quote form.

Miscellaneous - Arbella
  • Multi-Car
  • Public Transportation Use
  • Anti-theft Device
  • Over 65
  • Low Mileage
  • Airbags/Autmatic Seatbelts
  • Driver Training
  • Driver Safety Rating
  • Driving Experience Rating
  • Loyalty Credit
  • Account Credit (any home policy with a non-auto writing company)
  • Multi-Vehicle policy credit
  • Advanced Driver Training

Affiliate - Commerce
  • Multi Car
  • Public Transportation Use
  • Anti-theft Device
  • Over 65
  • Low Mileage
  • Airbags/Automatic Seatbelts
  • Driver Training
  • Diving Experience Rating
  • Loyalty Credit
  • Account Discount (including FAIR Plan policies)
  • Risk Factor Rating
  • AAA Member discount and Enhancements

Miscellaneous - Norfolk & Dedham
  • Multi Car
  • Public Transportation Use
  • Anti-theft Device
  • Over 65
  • Low Mileage
  • Airbags/Automatic Seatbelts
  • Driver Training
  • Driving Experience Rating
  • Companion Policy Discount
  • Good Student Discount
  • Advanced Driver Training Discount
  • Hybrid Vehicle Discount

Affiliate - Safety
  • Multi Car
  • Anti-theft Device
  • Over 65
  • Low Mileage
  • Airbags/Automatic Seatbelts
  • Driver Training
  • Renewal Credit
  • Account Credit
  • Excellent Driver Discount
  • Excellent Driver Plus Discount
  • Discounted surcharges for drivers with 1-3 points

Affiliate - Travelers of MA
  • Multi Car
  • Anti-theft Device
  • Over 65
  • Low Mileage
  • Airbags/Automatic Seatbelts
  • Driver Training
  • Renewal Credit
  • Account Credit
  • Years in residence credit
  • Hybrid Vehicle Credit