Insuring The Cape

From the Bridges to Provincetown
and everything in between

It’s a Cape Thing. We Get It.

Life on Cape Cod and its surrounding coastal communities is special. We know. Benson, Young & Downs has been part of the Cape since our beginnings in 1902. At BY&D, we are committed to the betterment of the communities where we and our clients live and work.

Our Commitment

Building Trust
One Client at a Time

BY&D understands the importance of building and sustaining relationships with individual clients, business partners, and the communities we serve. Our process is simple–and effective. With every client interaction, we ask the right questions, listen carefully to the answers, and pay close attention to the details. That way, we can understand each client’s specific risk exposures and then secure cost-effective insurance protection that addresses the risks.

Julee Gianoulis, BY&D President

What We Stand For

At BY&D, the needs of our clients represent our most important focus. We strive to keep them fully informed about insurance matters and offer guidance.


We focus–above all else–on the needs and interests of our clients.


We truly listen and act with empathy and humility in service to others.


We strive to meet or exceed all goals and objectives we set or encounter.


We take responsibility for our words and actions and follow through on our commitments.


We tell the truth–always–so our clients know that they can trust the information we share.


We recognize ours is an information-based business, so we continually invest in our team’s education and training to enhance their knowledge of our field.