Since 1902

We Put People First

As an independent insurance agency, we pride ourselves on serving individuals, families, businesses, governmental groups and civic associations with excellence. Learn more about us.

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If you have questions, please contact us, and we will provide a timely response. At Benson, Young & Downs, we strive to deliver fast, friendly service.

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Herring Cove Beach, Provincetown, MA

What’s New

What Drivers Need to Know About Changes in Minimum Auto Insurance Coverage

After nearly four decades without change, Massachusetts is finally increasing its mandatory minimum auto insurance coverage limits. These new minimums—effective July 1, 2025—represent a step in the right direction. We want to explain what’s changing, and more important, why purchasing limits beyond the new minimums simply makes sense.

    Changes in Minimum Insurance Coverage